XDC Network vs 
Stellar
Both target the movement of value between institutions rather than retail speculation. XDC focuses specifically on trade finance and the digitisation of documents like bills of lading, a large and paper-heavy industry. Stellar is broader — cross-border payments, asset issuance and remittance corridors, with a non-profit foundation behind it and a longer operating record. Narrow vertical against general payments rail.
12 months, both starting at 100 (AUD)
XDC → 36 · XLM → 48| Measure | XDC | XLM |
|---|---|---|
| Market cap | A$0.8B | A$10.0B |
| Rank | #101 | #20 |
| Price | A$0.0423 | A$0.2874 |
| 90-day change (AUD) | +2.3% | +7.5% |
| 12-month change (AUD) | −63.0% | −48.4% |
| From all-time high | −84.4% | −74.3% |
| Supply model | No fixed maximum | No fixed maximum |
| AU exchanges we verify it on | 3 | 3 |
About XDC Network
XDC Network is an enterprise-oriented blockchain focused on trade finance and tokenised real-world assets, positioning itself for institutional settlement use.
About Stellar
Stellar is a payments-focused blockchain founded in 2014, designed for fast, cheap transfers and tokenised assets, with a focus on connecting to traditional finance. XLM is its native asset and anti-spam fee token.
FAQ
Which is bigger, XDC Network or Stellar?
By market value today: Stellar (A$10.0B vs A$0.8B). Size measures money invested, not quality — but it does measure liquidity, which affects how easily you can buy and sell.
Which performed better this year?
Over the past 12 months in AUD terms: XDC −63.0%, XLM −48.4% — the chart above shows the whole path, which matters more than the endpoints. Past performance is no indicator of future results, in either direction.
Can I buy both in Australia?
Yes — both are listed on AUSTRAC-registered exchanges we verify. XDC appears on 3 of our reviewed platforms and XLM on 3. Compare costs first on the fee calculator, and remember every crypto-to-crypto swap between them is a CGT event.
Should I hold XDC or XLM?
That's a personal decision we don't make for you — this page exists to make the structural differences clear so the choice is yours. What we'd say to anyone: understand what job each coin is designed for, size positions like the risk is real, and check the honest failure statistics before going further down the market-cap list.
Data from our market records (powered by CoinGecko), refreshed with the daily rebuild. General information only, not financial advice — we compare structure and history, we don't pick winners.